Archive for the ‘licensing’ Category

Where Do They Go?

October 31, 2007

Old blogs that is. I considered calling this “coda”, but I’m not sure it’s time just yet to cash in the chips, call it a day, and so on. In glancing over the more recent posts I note that there’s nothing about my passing the licensing exam. And that’s ancient history.

We are back in debt, to the tune of a few thousand at least. That I only have a ballpark idea indicates where we’re at. Still, it’s confined to one card now. We just hit that wall of “I want that.” That wall is tough. Plus, what do you do when your bank balance is $0.00. That was a new one, courtesy of overdraft protection. But it didn’t last for long and soon we were at -$207.


Scanning the Horizon For Black Ink

June 25, 2007

Dear Diary,

I think we might be doing too much laundry. It seems it’s all I do. Of course, this is one of the first times in my life that I’ve done multiple loads of laundry in a row, so that may have something to do with it. Maybe we’re wearing too many clothes. And then there’s the dishwasher. Its hunger knows no bounds. Forever gorging and disgorging flatware and china.

Everything is mixed up. I went to a new gas station. Who knew that gasbuddy could point out a station right under my nose, even closer than the habitual haunt, with cheaper gas. In fact, looking at some old receipts I was appalled, simply appalled at the price I’ve been paying for gas.

But this Saturday, intoxicated by the sheer madness of a mid-day gas purchase, I forgot the receipt, so my number crunching will have to wait another day. My number-cruncher alter-ego is seething with anticipation. We bought the gas at high noon. It was about 83 degrees Farenheit. Twenty full degrees warmer than the usual Saturday run. So it was, perhaps, high volume gas. How will I ever sort it out the cost-benefit analysis?

What strange ways I’ve taken up. Pulling plugs out of sockets without a thought. Driving 55 m.p.h. (but trying not to piss people off, if possible). Being very aware of when I can coast down a hill. Noticing with no small amount of smugness the other drivers ludicrously weaving in and out, spilling their precious fuel — and then arriving at the light at the same time as I do. Thinking very seriously about whether we are laundering too much.

Have I studied a whit for the EPPP, the national licensing exam for psychologists? No. Not of late. I have drifted into a fringe subculture of frugality, blogging, and plug pulling. Does this mean that I am figuratively “pulling the plug”? One wonders.

I wonder if there is a parody of personal finance sites out there. There must be, no. Maybe an Onion piece? This drifting into the trees, losing sight of the forest. I have lost sight of the budget. Just for a few days, but it nags at me. The budget. There’s where the goodies are. Not this niggling penny pinching. The big plans, the straight and narrow, the total control — the end of debt. How far off is it? When shall we strike it? Like a sailor up the rigging, looking for land, I scan the horizon for black ink. Thirsty.

Zero Dollars and Zero Cents

June 5, 2007

I need to study for the licensing exam. I’ve come to realize that I am using my zest to blog about debt reduction and the states of mind it evokes as an out. Do I detect hostility in the would-be post below?

You gobble peppered sausage in a break room washed by fluorescent bulbs. You chance upon a bottle of wine from back in the day. You cast a blue tarp over the Volvo in order to save on car washes. (The garage door is broken, the birds vindictive). It is not easy this frugal living — but it is good. Today I spent nothing. Zero dollars and zero cents.

This is like the feeling of hiking for those that do not exercise. A sense of rustic pride. Self reliance. I’ve spotted a hummingbird!

I had a very delusional client who claimed that a hummingbird visited him every day for weeks. That it was the spirit of his mother. This was not a cultural thing. He stretched my credulity to the point of exhaustion. So I associate hummingbirds with delusions.

Who am I kidding that this financial responsibility is going to last? I’m sure we’ve all felt this. Another fad. Another enthusiasm. I mean many of you have posted about the physical clutter in their homes. What about psychical clutter? Those things taken up and then cast aside. Enthusiasms that don’t last.

How do we keep on the path? I’m hoping Maxed Out will be a good motivator. It’s not that I’m slipping or even teetering. I really don’t want that to happen.

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